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Long Term Loans

Tower Community Bank Bank offers competitively priced 15 and 30 year mortgage loans.

Making monthly payments on your home rather than paying rent can build a lifetime investment  and offer many valuable tax advantages.  Come in and see for yourself how a mortgage loan from Tower Community Bank can give you the pride and rewards that come from home ownership.

Thinking about buying?
Whether it be your first time or your 10th, let us make your purchase a worry-free transaction.  We now offer an array of options to meet the needs of our customers.  We continue to offer conventional long-term loans, and recently added FHA and RD loans to our available products.

FOR MORE INFORMATION

Contact one of our Relationship Managers:

     Bobby Hudgens, NMLS #493769
           (423)939-5100     
     Carolyn Hughes, NMLS #643107
           (931)759-5655
     Shannon Mears, NMLS #785059
           (423)949-6900
     Patti Morris, NMLS #762154
           (423)837-2150
     Johnny Morrison, NMLS #762158
           (423)658-7000
     Barry Rollins, NMLS #762155
           (931)924-7800
     Chris Varnell, NMLS #1370819
           (423)939-5100    

  

WHAT TO BRING WITH YOU WHEN APPLYING FOR A HOME LOAN

  1. Your most recent one month pay stub for all borrowers.
  2. Your  most recent bank statements for two months.
  3. The last two years W2s and tax returns.
  4. Your property tax bill and annual insurance premium.
  5. Current mortgage statement on any existing home loans.

Now is a great time to look at our refinance options:

CASH OUT
Use the existing equity in your home to get cash out for tuition, savings, or home improvements; and make it tax deductible!

DEBT CONSOLIDATION
Payoff your high-interest credit card debt, and lower your overall monthly payments! the interest on the mortgage could be tax deductible; the credit card interest is not!

LOWER RATE OF PAYMENT
Trade your adjustable rate mortgage for an attractive fixed-rate mortgage; saving you lots of money in interest - both today and in the future.